Here is one way I like to save money without doing any extra work. This may not be suitable for everyone depending on their views towards personal hygiene. Like a lot of people, I like to wash my hands after I’ve been out for most of the day. So after a meal at home, usually dinner, I leave… Read More »
McDonald’s is promoting it’s relatively new Breakfast Buttermilk Biscuit Sandwiches by offering them for free, one per customer, on Feb 9th, which is tomorrow, and Feb 10th. Don’t miss this 2 day free deal. Only available during breakfast hours. Phone your local McDonald’s before hand to make sure they are participating in this event. —————————– On a side… Read More »
It’s RRSP season here in Canada. They work generally the same way as a 401K plan in the U.S. and is a great retirement vehicle for many. But it’s not for everyone. One argument for putting money into an RRSP is that your investments can grow tax free. But if you’re like me and only hold growth stocks in… Read More »
Net Worth: Assets: Cash = $7,000 (-3000) Stocks = $34,500 (+2000 ) Home = $243,000 (+6000 ) Liabilities: Mortgage = $212,000 (-300 ) Others = $0 (-4,000 ) Total Net Worth = $72,500* ( +15.26% MoM) Huge increase to personal worth this month because I adjusted my home’s price based on last year’s inflation rate. Stock market also… Read More »
Yes, we all know this. Canadian’s debt to income ratio is roughly 148%, higher than Americans by now. But stats are more interesting when presented on a graph. Notice in 1998 our countries were at the same level, but quickly separated. I wonder if that will be the case again this time. Personally I’m over the 400% mark… Read More »
When the new sales tax was introduced last year in Vancouver, (they call it the HST), everyone who worked at restaurants complained about how the HST will negatively impact the food services industry because it will make eating out less affordable. But based on anecdotal evidence, all my friends who used to eat out before the HST, still… Read More »