Neurological studies have found that people experienced pleasure when they saw money go to charity. When people donate to charity, they receive an emotional boost that is often more rewarding than actually spending money on themselves 🙂 . Shoppers who are easily stressed out during the holiday shopping season should try giving instead of buying, because charitable giving boosts happiness and reduces stress. So the… Read More »
In 2012 I found a farm I liked on the MLS website, and bought it for $150,000 🙂 I was so happy with my purchase I decided to buy another farm in 2013 for $172,500 at an auction. This one is a 150 acre, class F, grain farm. It’s located adjacent to my first farm, and both properties are… Read More »
What is a credit score? It’s a number typically ranging from 300 (low) to 850 (high) that represents the likelihood of someone paying back a loan on time, based on that person’s past credit history. Why is it important? Banks use credit scores to determine a lender’s credit worthiness. If someone has a low score because he’s been… Read More »
Knowledge is power, but just knowing alone cannot lead us to victory. We must also take action if we are to succeed 🙂 I’ve presented dozens of financial strategies here over the years, such as my investment last week in Dollarama. Many readers have told me they appreciate all the tips I share. But… Read More »
Last Fall I made some bold predictions that low interest rates are staying until 2016, which will keep the housing market stable. I also suggested that investing in parts manufacturers like Magna International would be a profitable venture due to the consumer’s love for cars 😀 Fast forward to today and it looks like events are unfolding thus… Read More »
I’m pretty confident that there will always be a healthy number of frugal people in this world. So last Friday, as some of you may already know, I purchased 15 shares of Dollarama Inc (DOL). Each share was purchased at $87.61 for a total investment amount of $1,324. This is a dollar store chain with over 800 retail locations… Read More »