46% of Canadians credit card holders carry some kind of balance each month, and we all know how high the interest rates can get on those. Over time the free market has come up with solutions to provide more affordable lending to borrowers in many parts of the world. In the U.S. and Europe for example, peer to peer… Read More »
Not in my Backyard I recently read an article about a lower mainland couple who doesn’t like how a neighbouring $2 million house sits empty all the time. The yard is unkempt, there are no cars in the driveway and the lack of human presence is “driving [the couple] slightly bananas.” Sacré bleu! You mean to tell me that there… Read More »
Some folks believe earning a higher income is a valid excuse to submit to lifestyle inflation. But I don’t think lifestyle should necessarily be tied to active income because job security is a fickle pickle. However with a strong framework of growing passive income, a little lifestyle inflation is not only acceptable, but I would even recommend it because YOLO.… Read More »
Unpaid Internship is in serious disrepute. Many economists and labour activists believe graduates shouldn’t be allowed to work for free. On the other hand influential people like Stephen Poloz, the Bank of Canada Governor, advocates that it’s not a bad idea for young people to do them. He says an unpaid internship is a valid way to avoid… Read More »
April has turned out to be one of the best months of the year so far. 😀 -Stock markets climbed roughly 2% in Canada and the U.S. (27% annualized return) -The bond market is paying higher interest rates. Great for new fixed income investors. 🙂 -Real estate market continues to stand strong. What bubble? 😛 -Canadian dollar strengthens against other… Read More »
The history of cheese is full of holes, but it’s interesting in its own whey. And a grate way to use cheese is of course on pizza. 🙂 Welcome to this edition of cooking with Liquid. 😀 DIY pizza is always fun, especially when you have guests over. So today I’d like to share how to create your… Read More »