Time and Annual Returns I recently watched an interesting YouTube video about time and the rate of return, by finance columnist Preet Banerjee. He explains the relationship between an investor’s time horizon and his or her rate of return. Here’s a question to illustrate an example. If our goal is to accumulate $100,000 by age 65, how much do… Read More »
The Pessimism in the Markets Corporate profits have been disappointing lately. Apple (AAPL) recently said its revenue fell for the first time in 13 years due to a decline in iPhone sales compared to the same time last year. Apple shares are worth 26% less now than a year ago. Investors are warned the decline could continue. 🙁 Other publicly traded companies are… Read More »
My net worth increased $64,000 so far in 2016 Goodness gracious me! 😀 That’s even more than my annual gross salary. Maybe I should quit my full time job already. Haha. But here’s the caveat. My net worth is measured in dollars. So I’m only becoming richer relative to the local currency. But as we shall discuss below, currency depreciation can be a… Read More »
A 50 Dollar Lesson in Personal Responsibility I’d like to share this joke I found on tumblr. I recently asked my friend’s little girl what she wanted to be when she grows up. She said she wanted to be President some day. Both of her parents are liberal Democrats who support Bernie Sanders. They were standing there beside her. So… Read More »
How to Think About Retirement Planning Some people are reluctant to accept change, especially cashiers because nobody likes to count nickels and dimes. But the world is constantly changing and the retirements of generation Y will look very different than generation X. The trend towards a gig economy has only just begun. In the private sector less people are working… Read More »
If you have a beef with inflation, you’re not alone. It’s becoming frustratingly hard these days to shop for food on a budget. But there is no reason to get ourselves in a stew about it. Oh wait. Maybe there is. 😉 Welcome to another fun edition of cooking with Liquid! One of the most delicious yet affordable meats to buy is… Read More »