Most investments I blog about are moderate to aggressive in nature. Some readers may feel neglected because they’re looking for a more conservative (safe) way to invest. Well if you’re one of those people then today’s post is for you 🙂 Earlier this week I mailed a letter. When I went to buy a booklet of stamps however… Read More »
Should we be paying off debt right now or investing? Simple question, but the answer can be complicated by our risk tolerance, retirement plans, and interest rates. But I have developed a system to help with this dilemma. My proprietary solution is a set of simple equations that allow us to calculate what our financial situation will look… Read More »
The Student Loan Dilemma Many students are hesitant to take out student loans. Is improving your human capital through further education a good reason to take on debt? The Changing Times In 2002 there was $300 billion federal student loans outstanding in the US. Today it’s more than $900 billion. Part of this dramatic increase is due to the… Read More »
This post explains how to quickly build up net worth without feeling deprived. If I can help it I simply don’t start a routine (which costs money) that is hard to quit. Below are 4 categories where I spend less than the average person. The reason I appear to be frugal in these categories isn’t because I want to save… Read More »
Earlier this year I wrote about buying a Saskatchewan property at an auction 🙂 But I had to raise $25,000 by the completion date, or I lose my deposit forever! 🙁 The seller has since pushed back the original completion date to October (lucky me) but regardless of the extension I’ve successfully secured the rest of my downpayment… Read More »
Is the United States of America still the land of opportunity or is it becoming more difficult for people at the bottom to live the dream? The answer depends on where you live 😉 Upward mobility measures the likelihood for people to move up their economic status. A recent study published by the Equality of Opportunity Project shows that… Read More »