There are lots of great suggestions out there for saving money. One I’ve found particularly useful is making a budget. This post is to help personal finance beginners to think about money, and take control of their own financial situations. A budget is a detailed plan for the formula below. Income – Spending = Savings For more savings we… Read More »
Better late than never right. (・_・;) Here is what I propose to accomplish by the end of 2012. 1) Make at least $4,000 more than last year. This shall come from a combination of my 2 jobs, tutoring, and dividend income. If I can get just $1000 increase from each income source then I’ll be hunky-dory. 2) Put $10,000… Read More »
Happy new year folks. This is my last monthly update for the year ending 2011. Luckily the stock market did relatively okay, and those 2 stocks I bought a couple weeks ago have cumulatively gained 4% as of now. I picked up another shift at my part-time job since November so these last couple months have been great for side… Read More »
That 4% global stock rally a couple days ago was insane. First time I’ve ever seen something like that. I basically became $3,500 richer within the first opening hour! At least on paper anyway. That’s comparable to a CEO’s wage. Got an extra payment from my part-time job because of how their accounting works. Paid down some… Read More »
Looks like all my hard work has finally paid off. Or – maybe this is just a one time fluke ( ツ) . In my last Fiscal Update entry, I wrote about how the recent market swings can be a good thing… “…stocks should definitely go higher. Buy low, sell high, and it’s pretty low right now which… Read More »
Building up an Asset Column When I started my career in 2008 my salary was in the mid $30,000s, and all I had for assets were a few thousand dollars in mutual funds. When I moved into my own place the following year I was excited to learn as much as I could about the the real world, and how… Read More »